Texas First Time Homebuyers: The Down Payment Assistance Program Most People Miss

Texas First Time Homebuyers: The Down Payment Assistance Program Most People Miss

Tyler Henschel
Published on: 16/01/2026

If you are buying a home in Texas and you have been stuck on the down payment, there is a state program a lot of first time buyers overlook: My First Texas Home, offered through the Texas Department of Housing and Community Affairs (TDHCA). It is designed to help eligible buyers with down payment assistance and a 30-year fixed, low-interest mortgage option, which can be a big deal when cash is the main obstacle.

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